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Started By xmlgold , Oct 15 2015 10:26 AM
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#106

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In India, Debit Card Users Are In Colossal Risk!

 

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The banks are perceived are the safest at the significant number of people. The common public is wary of the risky investments and tends to gravitate further towards the familiar and what could be more familiar than the neighborhood bank together with a cash machine sticking out of the wall? And the month of October has brought a quite shocking news right for the Indian debit and credit card users as more than the summation of over 3.2 million debit cards are now known to have been compromised. Indeed it said that card compromised has been recorded as the massive breach of the security right in the Indian banking system. The largest Indian bank in which is the Bank of India has been the very worst hit with the summation of more than 600,000 debit cards has been quite affected.

 

The Indian banking is reeling right from the cyber attack! And it has been reported by the Indian Express newspapers that there are 19 banks have had their complaints right from their customers that their cards were used abroad while they were exactly in India. These cards were mostly used to access funds in the locations in China and the United States of America. The Additional Secretary of Financial Services, Government of India GC Murmu told that the Indian Express have compromised for over 0.5% of total debit cards in the entire country. And a person that is being involved right in the investigation of the debit card scam told right in the Business Standard newspaper that, “One of the processors of the Hitachi Payments’ central switch had been severely attacked and the malware has been deployed onto it switch and was active for the summation of six weeks. The data of all the transactions had passed all the way through the switch and had been possibly compromised. This indeed occurred at the YES Bank, the White Label Operator ATM (WLA) and also to a Korean bank ATM.”

 

The question that lingers was how the debit cards were being compromised? The National Payments Corporation of India in which is the NPCI had further explained in a press release happened on the 20th of October in this same year, how the scam has unfolded. The banks had made their complaints that their customer’s cards were being fraudulently used in various locations such as China and the United Stated of America and also feared that there had been a compromise of card data. There are three significant payments processors right in India in which was the MasterCard, Visa and also the RuPay starting onto the collaboration on this issue in the September of 2016. The investigations have revealed that the frauds were due to a probable compromise at a payment switch provider’s system.

 

The further analysis has revealed that the feasible card numbers that may have been compromised. The RuPay cardholders have not complained, but as of now it is not that possible to use a RuPay card outside of India. Also the NPCI states that the fraudulent withdrawals are limited to cards of the 19 banks and also possibly the summation of over 641 customers and the total summation amount being involved in 13 million Rupees.

 

More: https://xmlgold.eu/en/news/article/444
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Edited by xmlgold, 02 January 2017 - 09:34 AM.

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#107

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A Dream of a Cashless Society in India

 

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How do you take hew right into one of the rapidly growing economies in the world? It is quite easy and yet simple, just remove the 86% of the circulating currency and call it an anti-corruption precaution. As Prime Minister Modi of India and his subordinate, Urjit Patel, the Governor of the Reserve Bank of India, appears to have gone right ahead and just done that. And at this very moment, that you do not have any circulating cash, right then, you have a cashless economy. Then we must all say that “Welcome to the fearless and new face of India.”

 

The Indians are noticing that without their familiar 500 Rupees and 1000 Rupees of banknotes that made up closely to the 86% of all circulating cash, their life is very thorny. The middle class and the upper class of Indians have now taken right into debit cards and credit cards. The India’s Hindu Business Line Newspaper had reported that there has been a surge in which garners at the 65% right in the transactions of the less than 500 Rupees in which that made all the way through the debit and credit cards and the post has been published on 8th of November, this year of 2016. As it stated that, “The overall usage of the debit cards has gone viral and up in 70% and the credit card was up by 40% in which suggests a marvelous jump right in the first-time users.” The part of this particular surge can be attached together with that fact that the government has waived off the charges that are commonly linked right with these form of cashless transactions.

 

The post-demonetization muddle has been beneficial to one company in which pertains to the PayTM in which is a wallet operator that is funded by China’s Alibaba Group. And a day after the demonetization was declared, the wallet provider has taken out the full page of advertisements right in the major Indian newspaper in which giving thanks to Prime Minister Modi together with the advertisement’s that featured an enormous image of the bearded Prime Minister. Paradoxically, the PayTM has been caught up right in a controversy as the India is waging a war on the Chinese goods. The Diwali Festival in which was celebrated all over and across India had made Indians shunning goods and the made in China as the India’s northern neighbor keeping on to the side of Pakistan right over the variety of issues in which includes the Himalayan clash in Jammu and Kashmir.

 

The first post has recently sheltered on how the Alibaba Group and its affiliate Ant Financial have backed up the PayTM with funding to the tune of $680 million. The very same story had the PayTM’s Founder and Chief Executive Vijay Shekhar Sharma defended his enterprise in stating that, “We are as Indian as Maruti is… We are the India story in every single sense and whatsoever.” Vijay Shekhar Sharma was referring right into the Maruti-Suzuki which is the manufacturer of the India’s iconic Maruti cars that are omnipresent right on the nation’s roadways.

 

More: https://xmlgold.eu/en/news/article/448
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#108

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It Is All About The BTC-E Code

 

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BTC-E Code has started in a Big Four Bitcoin exchange in the whole wide world with the market for trading right between the Bitcoins and the other currencies in which includes the US Dollar, the Russian Ruble, and the other cryptocurrencies.

 

The site was first released for a test mode on the 17th of July year 2011 and the live trading had begun on the 7th of August with the same year. Right in its next year, in which occurred on the 31st of July, the service has reported an incident of a security in which has stopped the progress of the trading and brings the financial lost right into the exchange. Right, there the exchange covered the losses right from the reserves and the trading and resumed within after hours. A few days later, on the 2nd of August, the service has added an API right for the trading but remains an API right for the Bitcoin withdrawals in which was something that is offered by the every single major exchange at that time. In almost three weeks later, in which has occurred on the 20th of August, the service has added the BTC/RUR and also the USD/ RUR trading markets. Several days later, on the 3rd of September, the service has added various RUR deposit and withdrawal methods just similarly with the USD deposit and withdrawal methods. Truly the BTC-E lives and breathes together with the progress.

 

From there, BTC-E Code was born and was released right in the digital currency universe. BTC-E Code is a financial mechanism whose worth is achievable by the means of redeeming its code. Redeemable codes are in general considered as the bearer tools such that whichever the party is the first to redeem the code will be able to become the very owner of the funds that the BTC-E Code are entitled to. Several Bitcoin exchanges are offering the redeemable codes as a means that focused on allocating the funds to be transferred right from the first user into another. And these particular codes perhaps are denominated in Bitcoins or they may possibly be denominated right in a government currency such as the US Dollars.

The phrase redeemable code was very first brought on the table right into the Bitcoin community by the Mt.Gox but the very concept had been in use previously right under a variety of terms. The MoneyPak, for example, refers right into the code bury underneath a scratch-off protective layer as the MoneyPak Number. The other term that may refer right into the very same concept are the recharge codes, the scratch codes and also the single-use vouchers or etc.

 

The one who is selling the redeemable code will be able to have the terms of how the code is used. And the funds being redeemed in using the MoneyPak just for an example maybe not be accessible immediately or are the subject right into being clawed back if the seller felt that the party that redeemed the particular code had violated their terms of usage. And asking for a copy of the receipt at the moment of BTC-E Code may be able to help secure you right from the very risks. The code only has worth if the seller will grant the funds right into the party that redeems it. And the code can be measured to be a digital currency as it is issued by the seller and also can be able to use right into the transfer value electronically.

 

And now XMLGold proudly offers you the service of the BTC-E Code EUR and the BTC-E Code USD. Just simply visit the website of https://www.xmlgold.eu/ and you can purchase, exchange and sell the BTC-E Code together with the other digital currencies at any place and any time of the day. Even if it is holidays, there will be no day-offs. Plus the customer care service of the XMLGold is happy to serve you 24 hours a day and 7 days a week. So what are you waiting for? Go now, visit, purchase, exchange or even sell the BTC-E Code EUR and BTC-E Code USD with the assistance of XMLGold where digital currencies are always available and on the go! With just one click, one tap, there you can have it as fast as one wink of an eye…

 

More: https://xmlgold.eu/en/news/article/458
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SWIFT-Like Blockchain-Powered Money Transfer Network

 

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At this very moment, Stellar is introducing one of the very first Blockchain applications in which may be able to uphold a latent to influence right into a massive quantity of people were living outside the digital currency universe and all the way through its global money transfer network together with a target goal of the various world’s biggest remittance markets.

 

And as it has been pictured by CTO Jed McCaled as an open-source SWIFT alike network in which allocates the associated organizations to be able to transact with one and another; therefore assisting to lessen the friction that contributes right into the higher cost of fees. Plus the platform also unites with the various financial systems together with one technical integration. He also emphasizes that given the diverse environment of the global financial services these days with this interoperability can effusive significantly lower the global remittance cost of fees by making transactions that cross the national boundaries, the currencies, and the financial institutions are further competent. The transactions that are mold and processed right in the Stellar network can only take within just 3-5 to be entirely accomplished and also are extremely in a low cost of fees and in spite of the size of the payment amount, the qualities that make the platform exceptionally appropriate right for the international remittances.

 

The Stellar has amalgamated the four key institutions to be capable of making the low cost of fees of the global money transfers into India, the Philippines and also Europe as well as the cross-border M-Pesa payments right into and from Kenya, Ghana and also Nigeria. These particular new joint ventures are predominantly evocative right into the company due to the fact that it is one of the very first applications to ever use the Blockchain technology right into the positive impact a massive quantity of populace who are not already well-established right in the digital currency universe.

 

The Coins.ph also allows the individuals to be able to send remittances right into every single person in the Philippines in utilizing the Stellar wallet or from any single institution that is associated with its network. In supplementary with these facts, the ICICI Bank in which is the India’s biggest private sector bank will provide for the Indian market and also the Tempo Money Transfer will give their service right into the summation of 35 countries all across the world. The Flutterwave will also utilize the network to be able to sustain the cross-border payments for the M-Pesa in which is a mobile platform for the money transfer and the financial services used by about the summation of over 21 million subscribers in Kenya. These particular new services will be able to expand the users’ capability to send the payments despite the consequences of whether they are bases right in Kenya, Ghana or even Nigeria.

 

As based on the World Bank, the global remittances into rising countries has amounted right into the summation of over $431.6 billion in the year of 2015, and the Stellar together with their newest remittance service that is aiming right for the new and fresh markets. This particularly includes the three of the top five remittance receiving countries in which pertains with the India, the Philippines, and Nigeria together with a joint market value of more than the summation of $118 billion.

 

The Stellar in which is a non-for-profit network and truly operates right on the belief that the world’s financial infrastructure is much imperative that it must function further similarly to a public utility such as the internet. And in supplementary with these verities, they also deemed that it must not be owned by one for-profit entity and must be able to showcase the financial services to the entire populace in which also includes the underbanked. CTO Jed McCaled also adds up that the Blockchain-based solution will seek to be able to eradicate the necessity for all of the intermediaries and allocating the entire consumers and the businesses to fully interact together with each and everyone directly as they are actually doing it by the means of emailing them. As he quoted that one of the essential applications is entirely highlighted regarding the Blockchain technology and its latent to be able to cater the financial services right into the underbanked. On the other hand, he also underscores that up until this very moment, the benefits of the Blockchain have largely served the technologists and also the Bitcoin community. And together with this certain project, the Stellar.org targets to take a collective step ahead in gratifying the pledge of utilizing the Blockchain technology towards the financial inclusion right for the summation of over the 2.5 billion of the underbanked populace all across and around the world.

 

Read more: https://xmlgold.eu/en/news/article/459
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Must Know About The Bitcoin

 

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Right in the course of the global economic flux and financial catastrophe the investors are becoming pretty much aware of the Bitcoin and benefits and advantages over the traditional forms of the assets and money. Even though several investors were still guarded of the Bitcoin’s fluctuating worth, and there are five major characteristics of the Bitcoin that the investors and the people must be known.

Increasing Worth Based on the Market Demand. The worth of the Bitcoin is exclusively based right into the market’s demand for the digital currency. And it is not quite affected by the government’s regulation or their operations, dissimilar with the fiat money or assets that are facilitated by the government. The worth of the Bitcoin goes up and down depending right into the level of the demand for the Bitcoin during a particular duration period. However, there is an existing circuitous parallel right between the Bitcoin’s worth and also the economic instability. At any moment that the government has decided to enter a state of financial and also the economic instability and as well as imposes heavy restrictions right into the money transmission, the users and also the investor's fright and panic to purchase the Bitcoin to be able to be certain that their wealth will remain secured. And if this incident takes place, the value of the Bitcoin inclined as well and the demand for the digital currencies ascends. The investors can fully take advantage of the global market instability and grow the regulations on the cash by apportioning a capital right into the Bitcoin.

 

Decentralized Environment. The Bitcoin is quite decentralized in nature. And the digital currency is not being facilitated or yet maneuvered by a centralized entity. Therefore, with the non-custodial wallets and exchanges, and there are no individuals or third parties can be able to attain control right of the users’ funds or the Bitcoin. There are times that the investors experienced a hard time to be able to make use of their existing assets or even their money for the reason of the low liquidity. Right in the numbers of cases, this fully derives right from an excessive level of control illustrated by the centralized entity that was being responsible enough for securing the assets of the users and the investors. And if an entity chooses to freeze or even hold the investor assets upon the demand of the law enforcement or the government, the investor will not be able to withdraw or even liquidate their assets. The Bitcoin thwarts the inevitable circumstances as with the non-custodial wallet, the investors can be able enough to own a Bitcoin without having to deal right with the third-party service providers. They can also generate paper wallets or cold storage to be able to save the Bitcoin offline to be sure enough that the wallet platforms or the online service providers will not be able to gain access to their Bitcoin.

 

It’s Transportability. The Bitcoin is the only asset, currency, and even store of value in the entire world these days in which the investors can fully settle right across the border payments with effortlessness. And the other forms of currencies or assets in particularly with the gold in which is long-considered to be the global safe haven asset makes inefficient stores of value as they entail the company of the third-party service providers or even a particular infrastructure to transport. More notably, there are quite a number of countries that are currently having strict regulations and restrictions right into the trading and transportation of the physical assets pertaining to gold.

 

Consequently, the governments and the authorities can simply seize or confiscate the assets similar to gold while the Bitcoin cannot be controlled by a centralized entity. And also the costs of fees for the Bitcoin transactions are independent and are not being based on a number of transactions, in which means that whatever the amount an investor wished to send to a recipient can be easily settled together with the average cost of fee of $0.11.; and these fee applies to any transaction in regards of any size, in spite of the amount of the money that it being dealt within the transaction.

 

The Lesser Instability. The merchants and the investors frequently express their concerns towards the Bitcoin’s high volatility. Conversely, right over the past year, the instability rate of the Bitcoin has significantly lessened and becoming less volatile than the reserve currencies in which include the Pound Sterling. The declining instability rate of the Bitcoin makes it more and more feasible as a global currency, store of value and also an investment. More outstandingly the worth of the Bitcoin has kept on upholding rising trend for almost over six months as an escalating quantity of individuals and businesses embark on to fully recognize the Bitcoin as a security against the economic instability. For a case in point, the Bitcoin trading and the demand right in the countries in particularly India and China have surges right over the past three months due to the fact that the heavy capital controls and the financial regulations that are imposed by the local authorities arises.

 

High Level of Liquidity. The Bitcoin has extensively high liquidity right in the regions and the countries with well-established Bitcoin infrastructure and regulations. The countries pertaining with the South Korea, Taiwan, and Switzerland showcases a higher liquidity than the most assets and every now and then, even the credit cards due to the presence of the startups that make possible accessible locations such as convenience stores to smooth the progress of fiat-to-Bitcoin trading. And for the high profile traders, several exchanges allocates trades of up to the summation of over $100,000 per day and the daily trading limits of the exchanges in vastly regulated countries such as United States of America and South Korea are much elevated. At the same time, the investors have to deal with the extensive KYC policies and regulations, and the traditional assets and the bank systems demand even further complex KYC/AML requirements.

 

Read more: https://xmlgold.eu/en/news/article/463
www.xmlgold.eu


Edited by xmlgold, 16 January 2017 - 06:40 AM.

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#111

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You Can Find Everything In Local Internet Including The Online Banking!

 

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The online banking allocates a user to be able upon executing a financial transaction by the means of the local internet. The online banking is also acknowledged as the “internet banking” or else the “web banking”. An online bank provides the customers just about every single service traditionally available all the way through a local branch in which includes the deposits in which can be fully done online or through the mail, and also an online bill payment.

 

The online banks does not endow with the direct ATM access, but they are making necessities right for the consumers to be able to use ATMs at the other banks and also retails stores at the same time; and they may even compensate the consumers for some of the ATM fees that are being charged by the other financial institutions. Lessened overhead costs related together with not having the physical branches usually allocate online banks to be able upon offering the consumers considerable saving right into the banking fees, and they are also capable of offering higher interest rates right onto the accounts. The online banks are able to handle customer service care over the phone, email or even an online chat. The online banking is normally performed right into mobile devices as the Wi-Fi and also 4G networks and has become generally accessible. And in the United States of America, major online banks pertain with Ally Bank, Bank5, Connect Discover Bank, GE Capital Bank, and Synchrony Bank.

 

There are advantages and benefits of the online banking, and convenience is a major advantage of the online banking. The basic banking transactions in which pertaining with paying bills and the transferring of funds right between accounts can be effortlessly achieved at the moments that is much more convenient to the consumers. In an outcome, the consumers can be capable of performing banking transactions on 24 hours-a-day, seven-days-a-week. The online banking embodies the characteristics of hastiness, reliability, and efficiency. The funds can be transferred right between the accounts nearly instantaneously, particularly if the two accounts are being held at the very same banking institution. The banking accounts can be supervised any time you wanted, just thanks with the online banking. This allocates the consumers to maintain their accounts secured. The round-the-clock access right into the banking information showcases an early detection of fraudulent activity that has the potential to cause a financial or damage loss. The online banking allows right for the opening and the closing of the fixed deposit and also the recurring deposit accounts that normally tender higher rates of interests.

 

If there are advantages and benefits that the online banking showcases, there is also the disadvantage. Right for a novice online banking customer in which using the systems for the very first time may present challenges that prevent the transactions right from being processed and accomplished. Even though the online banking security is persistently improving such accounts are still vulnerable after all when it come with the hacking attack. And the consumers are suggested to use their data plans rather than the public Wi-Fi networks upon performing online banking just to be able to prevent unauthorized access. In supplementary with the statements above, the online banking is much dependent right on a reliable internet connection. And the connectivity issues right from the time-to-time may perhaps make it much difficult to identify if the banking transactions have been lucratively processed. And on occasion, the consumers would desire the face-to-face interactions for more complex banking issues.

 

Many facts have been stated above, but what is new about online banking? Have you heard that this service can be able to purchase Bitcoin, PerfectMoney, and any other cryptocurrency with effortlessness and an express processing of transaction? You don't need to search for it anymore because XMLGold proudly offers you the services that they are providing through online banking and it is also available in Germany, Italy, Spain, France, and Switzerland. With fast, reliable and easy accomplishments of services, XMLGold can guarantee you a completely digital online banking by the means of purchasing Bitcoin, PerfectMoney, and any other cryptocurrencies.

 

Read more: https://xmlgold.eu/en/news/article/464
www.xmlgold.eu


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#112

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First Time In The History: The Bitcoin Market Cap Go Beyond $14 Billion!

 

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The market cap of the Bitcoin has exceeded the $14 billion margin for the very first time in the history and breaking its all-time high record that has been set in the year of 2014. The rolling of the value of the Bitcoin has led right into widespread mainstream media coverage and also had become a social media attraction; and together with the Bitcoin garnering a spotlight right on the trending section of the social media platforms, which is the Twitter.

 

It was during the daytime when the Bitcoin surpass the $14 billion mark that probably established its highest market cap up to this date. Moreover, the Bitcoin has officially badge the record of 100% year-to-date worth increase and crossing over the performance of the well-performing currencies in which pertains with the Russian Ruble at the large margins. The mainstream media outlets that include the Reuters, the Business Insider and the CNBC instantaneously started to publicize the Bitcoin’s most momentous milestone in the past few years. As the Bitcoin value maintains its surging effect, together with the mainstream assumption and also the escalating demand right from the dominant markets such as China.

 

And one of the optimistic aspects of the Bitcoin’s value surge that occurred is the sanguine view right from the mainstream media and the high profile investors. And in the middle of the price hike of June last year, the investors and the traders were being able to identify the particular reasons behind the mounting value. And also in June, last year, it was the Brexit who had pushed the Bitcoin into multi-month trading prices. On the other hand, this month’s performance of the Bitcoin is quite tricky to simplify as the price of the Bitcoin continues to move right on a massive level in the midst of the global economic and the financial instability. And for the case in point, at the moment the Chinese government had announced its strategies to crack down right on the wealth management products, the worth of the Bitcoin escalates very lightly. Plus the price of the Bitcoin was on an uphill trend at the period the Indian government demonetized one of their particular banknotes and also has established a nationwide financial rubble and dread.

 

Consequently, as the investors like Mati Greenspan in which is a senior market analyst at the eToro together with the other analysts and also the mainstream media outlets had stated that the recent surge in the value of the Bitcoin can merely be ascribed right into the general populace treating the Bitcoin as a global currency and the protection asset as well. And in short, the Bitcoin has officially become a global safe haven asset!

 

Read more: https://xmlgold.eu/en/news/article/468
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